Salary payment protection

Often insurance companies will utilize purposefully misleading jargon and deceitful promises to confuse potential clients into investing in a falsely advertised product. Ensure that you choose a reputable agency, which uses straightforward terms and will answer all of your questions freely, spending time advising you on which insurance product best suits your requirements, whether it be life cover policies, disability cover, salary protection insurance and so forth.

Source: http://www.sa-insured.co.za/unemployment-cover-is-not-salary-protection-insurance/

Walking vs jogging – the showdown

Roger was at a crossroads. He wasn’t getting any younger and he  was working long hours and feeling extremely fatigued.  His colleagues reminded him of the importance of having life insurance in South Africa and he realized that his family’s wealth may be dependent on his health.

Roger had to make a few health choices. He had already obtained life cover insurance quotes and he was following a healthy diet, but he knew that he should do some form of exercise as well. To help him decide whether he should walk or run, he looked into the benefits and considerations of both these aerobic activities.

 

Source: http://www.wellaware.co.za/walking-vs-jogging-the-showdown/

Life Cover Policies

Circumstances change all the time, sometimes for the worse. With the right cover, you can protect your family financially. Even if you aren’t your family’s primary breadwinner, falling seriously ill, becoming disabled or dying will cause their lifestyle to be affected. Obtaining critical illness cover from a reputable insurer will allow you to rest easy knowing that you and your family will be looked after financially should something happen to you.

Your financial security should be your insurer’s priority. Here are a few examples of cover that you should obtain to ensure a brighter future for your family that is free from financial struggle.

Life Cover

Life cover policies protect your family and loved ones financially when you die. Death is an eventuality that you probably don’t want to think about and without proper insurance, you could end up leaving your family under both emotional and financial strain. A reputable insurer will pay out a cash lump sum to your chosen beneficiaries when you die. This will at least help them to stay afloat financially through this difficult time.

Disability Cover

Pays out a lump sum should you become disabled and are unable to work in your current position or a position for which you are trained, educated or experienced.

Critical Illness Cover

If you’re diagnosed with cancer, a stroke, a heart attack, or undergo open-heart surgery you can rest assured that the costs of this will be covered depending on your personal policy. Your policy is not intended to replace your medical aid, but rather to assist you financially while you come to terms with your new situation.

Salary Protection

This option offers a way to ensure that life can keep moving forward even if you’re unable to work. This policy provides financial security by paying you a pre-determined amount (up to 75% of your salary) every month up to the age of 65 if you’re permanently unable to work as a result of illness or

injury. This means that you can stay on top of your expenses while you recover or look for a new job that you can do with your disability.

Hospital Cash Back Cover

Receive a pay out of up to R5, 000 per day if you’re in hospital for more than three consecutive nights. You can spend this money however you want, which means that your stay in hospital can be comfortable and relatively stress free.

Your insurance provider should take your financial security seriously and offer insurance products that are designed to help protect you and your family financially against the accidents and challenges that life can throw your way.

Source: http://www.insuranceandyou.co.za/get-the-right-critical-illness-cover-to-give-your-family-financial-security/

Finding Work In The Finance Sector

 

There’s a trick to choosing the right job. Deciding on the correct carreer, getting qualified, locating the right
job for you and then nailing the interview. Each step is equally important, as one without the other will
inevitably result in not obtaining work which of course is the goal.

Of course, some jobs offer a more stable lifestyle than others and jobs in the finance sector generally tend to be
stable and rewarding. Your location will also play a role in the availability of jobs. For instance if you’re looking for
finance jobs in Pretoria or FMCG jobs in Johannesburg, you might have more luck than if you were looking in Piketburg.

Either way if you’re looking for a solid carreer path, these would be good options to consider for your future.

Car hire in Cape Town

My family and I were planning a holiday in South Africa. We were flying from abroad so we needed a car for the three months that we would be staying there. I came across many car rental businesses, but what caught my attention was that Drive Africa offered 4×4 rentals as well as long term car hire in Cape Town which is exactly what I was looking for.

The highlight about the whole package is that you get unlimited mileage, as my family and I will be travelling a lot in South Africa as it is our first time visiting the country so there is lots on our to do list. For any tourists this really is the best most convenient option.

I was very impressed with Drive Africa’s service, they were efficient and our long term car hire in Cape Town is now booked and awaiting our arrival. For anyone looking for car rental companies I highly recommend this company as there prices are very good as well as their service is outstanding.

 

The idyllic suburbs of Cape Town

Cape Town has, more than any other city in the country, some of the most beautiful real estate. Many overseas investors, looking to expand their portfolio, have specifically chosen the Mother City, which was named as such because of the way the mountain is shaped – an arc, which looks like the arms of a loving mother wrapping them around the city, keeping her ever-watchful eye over us. The allure can be attributed, firstly, to the iconic landscape that the city is privileged to boast.

It cannot be denied that the most prestigious icon of the city is Table Mountain and, complementing that, Devil’s Peak and Lion’s Head, which run adjacent to it.  The building of properties on the mountain side is no easy feat and therefore some of the most innovative architectural thinking and processes have had to be implemented.

Anne Porter Knight Frank, one of the most prestigious Cape Town real estate agencies, specialises in properties, which are situated on the mountain side and overlook the picturesque coastline and famous beaches. One look at Anne Porter’s website and you will easily be able to browse through the many properties that are for sale, rental and letting in this area that is known as the Atlantic Seaboard.

The affluent suburbs of Bantry Bay, Clifton and Camps Bay are three of the most expensive in the entire city.   This is because of their unparalleled location and ocean views of the magnificent Mother City. Properties in these suburbs are architectural sensations that the photographs on the website simply cannot do justice. This is the epitome of modern living. The rental agents in Cape Town also have a comprehensive inventory of properties for you to consider.

Cape Town is also blessed to have many suburbs that are lined with majestic trees, affording you

and your family the luxury of seclusion. Another characteristic of these suburbs is that there are many long winding roads that enhance the restful atmosphere of the area.  If this appeals to you more than beach front property, then the suburbs of Bishopscourt, Constantia and Hout Bay are sure to house your abode of preference. Bishopscourt and Constantia are known for the plethora of large homes and even mansions – many of them with a price tag reaching into the high, eight figures. It may be expensive, but it is definitely a sensible investment and will be sure to appreciate over time.

Hout Bay has been deemed its own republic and the attraction of the area is
its rural nature. In the valley you can find properties that are large enough to support horse paddocks and are ideal for equestrian enthusiasts.

The company’s Cape Town real estate agents are expertly trained to make sure that you find your ideal home in the Mother City. Once you are here, you will never want to leave.

Original Source: Perfect Plot

Finding the Perfect Digital Agency

Digital agencies are a relatively new concept, and while many of us have a rough idea about what they’re all about, it can be incredibly difficult trying to decipher their jargon, understand their services and pick one to go with.  In South Africa there are several hundred companies claiming or aiming to be digital companies, making it incredibly difficult to find the one right for your business. When embarking on your search it’s important to know three things: What is “digital”? What types of digital agencies are out there? What do I need a digital agency for?

Firstly, “digital” is the word that is used to describe to any system that is based on discontinuous data. Computers are digital machines because at their most basic they decipher between two values: 0 and 1 (or on and off). All data that a computer processes has to be coded digitally using a “0” and a “1” value. In others words, “digital” refers to running off digits. Other definitions imply that something need to be operated by fingers for it to be digital, and that “digital” refers to a device that can generate, record, process, receive, transmit or display information.

There are three types of digital agencies in South Africa: Digital Production Agencies, Digital Think Tanks and Full Service Digital Agencies. They differ according to their respective services and how they approach the digital sphere. Digital production companies focus on producing innovative, fashionable and quality creative work for a client’s or agency’s brief. They utilise their web skills to execute and improve ideas. Digital think tanks don’t actually create anything digital but rather help client’s strategize and navigate the digital sphere effectively for their brand while creating clever briefs for a digital production house.

Full service digital agencies most often start out as digital production companies however evolve their strategy capabilities to offer client’s strategies and planning. These companies are taking leadership roles for brands in South Africa ad bring together creativity, strategy and skills together to create and translate a brief effectively for a client. When looking for one of the above agency types research extensively and learn about the reputations of respective companies. Take a look at their online portfolios and chose a company that can take ideas for a brand and make sure that they are engaging and compelling when digitally formatted and incorporated.

Lastly, you’ll need to understand your needs before contacting a digital marketing agency. Technology is constantly changing due to innovations and developments in the online and digital sphere. If you’re simply looking for a website redesign and know what you want, contacting a digital production house is your best bet. For a campaign, sit down with a digital think tank. If you would like to take your business to the next level on a digital platform with marketing strategies incorporated, a full service digital marketing agency will be the most effective in helping you achieve your aims and brief.

With so much to choose from locally, it can be incredibly difficult to decide which digital agency to trust your faith in. While there are undoubtedly talented and professional companies out there offering skilled services and creative concepts, finding the one which suits your brand and that is capable of delivering the digital innovations required to give your company a boost on the online and digital sphere can be quite a tricky task. Take your time, research and make sure you know what type of company you’re looking for that will be able to work with you satisfactorily to complete a brief.

Original Source: Techno News

Why PR is essential for young companies

At present, with the state of the economy and many large companies having no choice except to retrench employees; people have turned to establishing their own businesses. However, there are pros and cons associated with this undertaking.

In order to succeed, you need to have an excellent product, preferably one that is specialised and that can therefore beat potential competitors. However, if this has already been accomplished, you need to find an avenue through which your product or service and the overall brand will get noticed.

In order to reiterate this, the example of the state of the print industry is apt. Now that technology such as tablets, e-readers and many other gadgets have become popular, magazines have had to rely on advertising to provide the revenue to produce the product; without this, you may have the best content, but will never be able to get it published if there is no money. Even established companies have turned to PR agencies to guide them through modern ways through which they can market their product.

For someone starting out a business, it is even more essential to acquire the services of a reputable PR company in Cape Town that offers a diverse range of services that can be tailored to suit your product. Two of the most important services that should be considered are: media relations and crisis communication. Companies that provide PR in Cape Town are regarded as some of the best.

It cannot be emphasised enough that your brand needs to be noticed and therefore you need to find a way to communicate to the broad range of potential customers. Ensure that your agency helps you develop a communication strategy and as a complement to this, ways in which you may network with others in the industry; it is critical to have the right connections.

Crisis communication is also an effective tool. There is no escaping the reality that while building a company, crises will occur and the ability to have a strategy in place that allows you to effectively deal with the issue is indispensable.

Original Source: PR Company Cape Town

Gotta Love South Africa!

The Kruger Park has got to be one of the most sort after holiday destinations the world over. Any kind of wild life you can think of and the Kruger Park tours offered are just beyond expectation every time. Taking my family there was just a joy and the young ones were awe struck by their first experience of the african terrain.

Having said that we also had a jol on our tour to the garden route. Such greenery that we just aren’t exposed to where we’re from. The company we used, Nomad Tours, just did a fantastic job organizing the whole garden route trip and we were 100% satisfied.

Next time you’re in SA give these destinations a go and post here to let me know what you think!

Car Specifications

I have thought about it and decided to finally upgrade my vehicle as a result of my current vehicle being so out dated. It is time to purchase a new vehicle and in the end have the latest in the market. I don’t have the time to travel to any of the dealerships as I realise it can be very time consuming. I fancy surfing the web and getting all the data I need on the cars I’m curious about, as it would be similar data as any sales person would give me. I was searching for car reviews and specs on specific automotive brands and came upon a web site named CarMag. This web site told me everything I needed to know concerning the cars I was curious about. It gave me terrific data on these cars below:

• BMW reviews
• Audi reviews
• Hyundai reviews
• Jeep reviews
• Ford reviews

After researching all the varied latest automotive brands I finally made a choice to upgrade my new vehicle to the Jeep, as I actually thoroughly enjoy being outdoors and taking part in 4×4 trails therefore this automotive without doubt came highest to fulfilling my needs.